Are you looking to move out and get a first time buyer mortgage?

mortgages + insurance + estate planning


Are you ready to get a new mortgage for your dream home?

mortgages + insurance + estate planning


Are you looking for life insurance and critical illness protection?

mortgages + insurance + estate planning


Are you looking to put your estate in order?

mortgages + insurance + estate planning


We agree. mortgages, insurance and wills are not sexy!

Whether you’re looking at mortgages, insurance, wills, trusts or estates, financial planning can be a complex and frightening place. The risks of making the wrong decision can be high, and (dare we say) even life-changing. They’re some of the biggest decisions we make in life.

That’s why you need a partner to trust – one who can guide you through the maze to the right solutions. Someone who’s neutral and aware of the subtleties and criteria of the various providers on the market. A trusted partner like Flex Financial.

request free consultation

About Flex Financial
mortgages + insurance

At Flex Financial we make mortgage and insurance selection as straightforward as possible. We know that planning a move or securing more protection can be a daunting process, with 1000’s of combinations of providers and products on the market.

With Flex Financial you’ll get clear, concise, honest advice – and essentially the best presentation of your case and situation to lenders to give you the best chance of acceptance. What’s more, we know your time is precious so we’re happy to meet at a time that’s right for you – by phone, Skype, Facetime, Whatsapp, or even good old face-to-face.

With a dedicated case manager and class-leading aftercare, Flex Financial are regulated by the Financial Conduct Authority (FCA), the UK independent financial regulatory body. Flex Financial brokers are trained and qualified to the regulatory standard CeMAP qualification and are backed up by an extensive compliance department. We’re also part of the PRIMIS Mortgage Network who gives us access to a comprehensive range of mortgage lenders to ensure you get the best deal that you can’t find elsewhere.

How do we work?

For mortgages, our fees are fixed, dependent on level of work required and with no hidden surprises. So, you know what you are paying before we proceed with any work. We charge a broker fee of between £295 – £995 payable on mortgage offer. The amount we charge will depend on the amount of research and administration that is required.

Let’s chat, and start the process of establishing the right solution for you.

Flex Estate Planning Ltd

At Flex Estate Planning Ltd we make writing wills, trusts and estate planning as straightforward as possible. We recognise that estate planning is one of the more personal and family-impacting conversations you’re likely to have.

Flex Estate Planning Ltd offer a dynamic, personal and affordable estate planning service that includes wills, lasting power of attorneys and trusts. Our commitment is to ensure you, your loved ones and your valuable assets are protected by quality, independent advice and the solution that’s right for your circumstances.

How do we work?

Initially, we provide a no-obligation chat to understand your estate planning at a high level. Should you wish to progress the consultation, then we can either arrange a home visit or (for the more technically literate) a Skype, Facetime or Whatsapp meeting at a time that’s convenient to you. These digital options are useful for those with busy diaries.

At Flex Estate Planning Ltd, we actively encourage close family members to participate in your estate planning – so get the tea and biscuits ready. Our fees are fixed and with no hidden surprises. So, you know what you are paying before we proceed with any work.

Let’s chat, and start the process of putting your affairs into more order.

Will writing/estate planning are referred to a third party of whom is Flex Estate Planning Ltd.

Neither Flex Financial Ltd nor PRIMIS Mortgage Network are responsible for the advice received by Flex Estate Planning Ltd.

Request free consultation

Please fill out the form below and one of our team will be in touch with you shortly to discuss your options.
Our telephone number is 020 8133 6698, please watch out for our call.

By clicking submit/send, I expressly consent to be contacted with a view to bringing to my attention in the future, products or services that may be of interest to me, including:
Mortgage products not linked to my/our existing arrangement
Any other products and services

Post to us

33, Henry Crescent,
Rochford, Essex, SS4 1GU

Phone us

020 8133 6698

Email us

Watch us

Jotsan Shrestha
Jotsan Shrestha
14:32 23 Apr 20
Stephen was our first mortgage advisor when we bought the house. We were first buyers that time so everything was new for us and it was almost nerve recking to do everything by ourselves considering... our hectic work schedule. From day one we met, Stephen was very professional, thorough with his advice and helped us to secure a nice deal which were merely possible doing it ourselves. Now, without any hesitation we contacted Stephen as our current deal were about to expire. Despite of the pandemic situation, Stephen helped us to secure a much better deal and extremely faster than we could imagine. There are no words to express gratitude to Stephen and anyone in the situation that we were two years ago should contact him for stress free more
Suzanne Kay
Suzanne Kay
13:40 14 Dec 19
What can I say, Steve is very professional and went above and beyond what I thought a mortgage adviser would do, supporting me from start to finish with getting my mortgage. He Always explained... everything simply for me to understand. He listened to my needs, and got the best mortgage that suited my situation perfectly, always ready to answered any queries I had, and ready to reassure when I was nervous. He made what would have been a daunting experience simple, giving me complete confidence with him. I’d definitely recommend this company highly!read more
Andrew Miller
Andrew Miller
20:10 11 Dec 19
With my own business, I was concerned what options I’d have available for re-mortgaging. I’d heard horror stories about self-employed mortgages, but Steve was able to secure me 7 viable providers... that would probably accept me. Then bingo, we were accepted with our 1st application and went through in about a monthread more
Alfie M
Alfie M
17:34 11 Dec 19
My family have used Steve about remortgage options and possible future move. Steve gave us excellent advice in a clear manner and one which we could understand without the Jargon. We are now fully... aware of our options and what we would need to do in advance should we decide to move. Thanks 🙂read more
Hannah Louise
Hannah Louise
07:56 10 Dec 19
Following our mortgage, Steve at Flex Financial arranged our protection cover. He gave up his Friday night to arrange this as it was the only time I was available. He understood my priorities, fully... explained all my options, costings (including working to my budget) in a friendly and professional manner. Would 100% recommend to all my family and more
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Mortgages and Insurance

Flex Financial Ltd is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of Personal Touch Financial Services which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Flex Financial FCA Number: 915575

Flex Financial Ltd is a company registered in England & Wales (company number 11061765) whose registered office is Sutherland House, 1759 London Road, Leigh On Sea, Essex, SS9 2RZ. Registered Trading address: 33 Henry Crescent, Rochford, Essex, SS4 1GU.


There will be a fee for mortgage advice. The precise amount will depend upon your circumstances and the amount of work that needs to be done. Fees will range from £295 to £995. We may charge more for complex cases or adverse credit cases, and will always discuss this, and get your agreement, before proceeding.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. The Financial Conduct Authority does not regulate some forms of Buy to Let, Wills or Trusts.

Wills and Estate Planning

While we have made every effort to provide accurate information, the law is always changing and affects each person differently. This information is not a substitute for specific advice about your situation and we will not be liable to you if you rely on this information.

Flex Estate Planning Ltd is affiliated with Beneficial trust and wills company Ltd of whom are members of the Society of Will Writers and Institute of Professional Willwriter’s. Our solicitors are also approved by the Solicitors Regulatory Authority.

Will writing/estate planning are referred to a third party of whom is Flex Estate Planning Ltd. Neither Flex Financial Ltd nor PRIMIS Mortgage Network are responsible for the advice received by Flex Estate Planning Ltd.